Independent · Canada-based · 24+ insurers

One application, shopped across the market.

Nova is contracted with 24+ Canadian insurers. That reach is what lets a plan fit your life instead of one company’s price list.

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Two insurers can price the same coverage very differently

Not because one is better. Each insurer judges health, work and risk with its own rulebook, and those rulebooks often disagree. The only way to find the gaps is to hold enough contracts to look.

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A broker with two contracts can only ever bring you two answers.

Nova isn’t owned by an insurer, so no company’s product is the house product.

The full shelf, explained plainly

Protection, living benefits, health and travel, business coverage, and savings. Choose a product to see what it is, who it suits, how it works, and what to watch out for.

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Watch out for

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Nothing on the shelf matches that.Tell us what you need in your application and we’ll shop it across the market.

Placeholder. Product availability, carrier contracts and product names vary by province and change over time. Typical amounts and terms shown are general ranges, not quotes. Requires compliance review before publishing.

You apply once. We do the shopping.

One application, answered once. We handle the paperwork and follow-up, then show you the offers side by side, typically within 24–48 hours. $0 for our advice.

Start your application